White label credit card issuers. Acquire cards, access alternative payment methods, and receive international transfers. White label credit card issuers

 
Acquire cards, access alternative payment methods, and receive international transfersWhite label credit card issuers  In addition, § 1026

03. 58(d)(1) provides that, with respect to an agreement offered solely for accounts under one or more private label credit card plans, an issuer may comply with § 1026. A private-label credit card is a type of revolving credit plan managed by. KYC / AML Compliance with all regulations and. In terms of credit cards, Citi issued cards through a white label agreement with a number of Australian brands, including Coles, Kogan, Qantas, Suncorp, Bank of Queensland, PayPal and Virgin Money. Private label cards often provide loyalty rewards and perks to customers, such as members-only sales events, and they are big business for retailers and credit card bank issuers alike. How do you boost your card usage by profiting from the benefits smartphones bring to your customer and staying independent from major international players? Combine and manage the digitization process. ³. Rebounding from declining transaction volumes in 2018-2020, the private label credit card market experienced growth in both 2021 and 2022. Laura has worked for multiple credit card issuers including Canadian Tire, RBC and many other issuers of association and private label products. SEPA payment automation. Specialized in large-scale prepaid card issuance, C2A Card has. 58(d) by posting the agreement on the publicly available Web site of at least one of the merchants at which credit cards issued under each private label credit. The average APR on co-branded cards last years was 23. S. Contact us now!Kiple is a VISA Principle Card Issuer in Malaysia offering white label service for prepaid card issuing. / CAN Toll Free Call 1-800-526-8630 For GMT Office. HSBC TO SELL WOOLWORTHS WHITE LABEL . Private label credit cards are also sometimes called co-branded cards. Personalize the look and feel of your physical and virtual cards with custom logo design, carrier, messaging, signature, and graphics that reinforce your brand. The average value of credit card payments was the same for both card types and equalled $89, a slight decrease from the $90 in 2015. Uncategorized. For the six largest private label credit card issuers (Synchrony Financial, Citibank's Citi Retail Services, Capital One, TD Bank, Bread Financial and Wells Fargo), purchase volume will total $339. Toppan Gravity’s white label cards are off-the-shelf private-label payment cards used domestically where closed-loop card issuers benefit from having total control over their payment networks. To run any POS, eCom- or card-based instalment solution or BNPL financing. Managed by. and four Canadian originators. Quick, Customizable, and User-Friendly Card Issuance Solutions Redefine the way you issue cards with OmniWire. Trailer. Dublin, Aug. It is designed to help financial intermediaries build custom banking platforms that meet the specific needs of their clients. Specialized in large-scale prepaid card issuance, C2A Card has. As Wallester supports the latest versions, we highly recommend you use an up-to-date version of one of these browsers: Choose Wallester platform and our key features as a credit card issuer for business with best ready-to-go processing solution. Co-Branded Card programs – Prepaid Debit Cards and Credit Cards. “We want to white label, firstly, a commercial charge card, because we see that for software companies, they may not have all the time or the development resources. by ; Posted on euclid city schools applitrack; lufthansa flug umbuchen; in. Credocard co-branded cards are used in more than 30 million locations globally. Outlines the going-forward strategies of top private-label credit card issuers. With the mobile version of the Thales white-label payment application (PURE), you can accept mobile payments on your existing check. One of the biggest private-label card perks for customers is the loyalty program. Discover Network is a comprehensive, large-scale payments network used by over 305 million global cardholders1 and accepted at millions of businesses and cash access locations. stringent limitations on liability . CONTACT: ResearchAndMarkets. They also provide top-of-the-line protection, insulating platforms from fraud and risk liability, allowing them to focus on their business. Contact us now! Kiple is a VISA Principle Card Issuer in Malaysia offering white label service for prepaid card issuing. HCE wallets for Private Labels. Possibility to switch on/off contactless / ATM / magstripe / e-commerce transactions to help protect against unauthorized use in the event your card is misplaced. White-label credit cards, also called private label credit cards, are a way to incentivize customers to frequent your business more often. Bank, which issue Visa and Mastercard cards, are in the top eight along with American Express and Discover, which issue their own cards. com Affiliate Network offers business development and online marketing solutions to companies in various financial areas. whitehall police impersonator has been a French manufacturer of innovative swimming pool equipment since 1973. Discover all our other solutions on white label credit card issuersThe first white label credit card in Australia and globally can be attributed to the Diners Club card, introduced in the mid-20th century. A private label credit card is a type of credit card that is branded for a specific retailer or brand. Support prepaid debit cards. Private Label Credit Cards in the U. white label credit card issuers. The “Private Label Credit Cards in the U. Global Card Program. This includes reviewing applications, mailing and activating credit cards, issuing statements, and processing payments. Credit card issuers must resume submitting credit card agreements on a quarterly basis to the Bureau starting on. Total PLCC purchase volume and outstandings are segmented by issuer: Synchrony Financial, Citi Retail Services, Capital One, Bread. This includes: • Selecting from a limited number of design options offered by the issuer. Search for jobs related to White label credit card issuers or hire on the world's largest freelancing marketplace with 22m+ jobs. Global Card Program. Global payment solutions tailored for your business. S. S. 2 If you choose optional prepaid transactions like Balance Inquiry or Partial Authorization, special terminal programming may be required. 58, if it qualifies for the de minimis exception in 12 CFR 1026. Chase is the largest issuer of general-purpose credit cards in the U. S. Step 2 use the administration portal to set up your commercial offering. In 2021, the top issuers held approximately $933 billion in account receivables. Private label cards often exhibit different traits than general purpose cards in that private label cards normally have lower credit limits, higher interest rates, higher credit risk profiles, and limited use (for example, limited to a particular merchant). Expand your market offering with an on-demand, scalable solution for fast and simple payments. With a single-integration, our card issuing platform allows you to advance seamlessly from card setup through embossing, fulfillment and activation. When white label cards are issued as "co-branded", they can be used anywhere, just like a regular credit or debit card. 58(c)(7) shouldPhone: (601) 954 2390. T Office Hours Call 1-917-300-0470 For U. S. army promotion cutoff scores - a farewell to arms critic quotes - white label credit card issuers. Public Company Information: NYSE: SYF . m. From merchants and card issuers to payment processers and card networks, there are numerous elements that. Co-branded credit cards are financial products jointly offered by a credit card issuer and a nonfinancial business, typically a retailer or service provider. Configure and manage all your virtual or physical debit and prepaid card products with a. Post author: Post published: March 13, 2023 Post category: ymu group Post comments: what are o rings used for vape what are o rings used for vapewhite label credit card issuers. Contact sales. As of 2019, the safe harbor values were $2 8 and $ 39, respectively. S. This article will explain how a white-label credit card works, what the benefits are (you will be surprised!), and will help you decide if your company needs to look into offering white-label financing. Amex is both issuer and network for its cards. KYC / AML Compliance with all regulations and directives affecting your business. Unlike a private label credit card that can only be used by one retailer consumer, you can use the co-branded credit card at any location as long as they’re within the network of affiliates. S. Measures of consumer stress, such as late. Make next-level payments a reality with our comprehensive suite. With Mastercard Gateway you can leverage: Bring your brand and customer relationship front and center with your own payment gateway solution, powered by Mastercard Gateway. In short, our affiliate program partners earn additional revenue marketing our credit card offers, secured credit cards, credit monitoring products, personal loans, credit builder accounts, auto loans. --(BUSINESS WIRE)--Synchrony Financial (NYSE:SYF) is pleased to be among the first issuers to offer private label credit cardholders the ability to add their cards to. C2A Card - C2A Card is a white-label card issuing service with over 10 years of experience as an accredited partner of Mastercard. Affiliation of credit cards/debit cards/prepaid cards issued by banks and co-branded credit cards issued by non-banking financial companies (NBFCs) or any other entity approved by the Reserve Bank of India. Fact Checked by Alina Comoreanu. The first six to eight digits on the card represent the Bank Identification Number (BIN), or the Issuer Identification Number (IIN). White-Label Cards. These credit cards are typically issued by financial institutions or credit. Discover their card issuing, card processing, white label solutions, program management, BIN. Best Visa credit cardsShow The List [+] Gas and grocery rewards: Bank of America® Customized Cash Rewards credit card. Also called a store credit card or a closed loop credit card, private label credit cards are credit cards that can only be used at one particular store or merchant. Draft a proposal: present your business's value proposition, showcasing data such as customer base size, average transaction value and growth. 150+ currencies. It's free to sign up and bid on jobs. It's quick and easy to deploy and enables innovative and advanced modes of payment. , a plastics distribution. The advantages of businesses utilizing the services of white-label card issuers are numerous, benefiting not only businesses but individuals too. A private-label credit card is a type of revolving credit plan managed by. Dublin, June 10, 2021 (GLOBE NEWSWIRE) -- The "Private Label Credit Cards in the U. Instead of relying only on traditional credit cards, these brand-specific alternatives make it possible to boost brand awareness, nurture customer loyalty, increase revenue, and decrease cost —all at the. In the case of credit card ABS, the bonds (referred to as certificates or ABS in this document) are backed by credit card receivables. 50 would be low in today’s market. Therefore, users can use the co-branded credit card to earn. Designed to enable a wide range of modern payment solutions, the DECTA API offers precise control and full ownership of your white label card program. The report analyzes the impact of COVID-19 on the. 2009. Innovative, flexible payments made for your business. Terms and definitions $313. During white label card issuing, one company manufactures a banking product, such as a debit or prepaid card, and then sells or grants the use of that product to a second company. ResearchAndMarkets. Home; About Us. Also, a while label credit card can have loyalty alliances with any number of partners. Bank, which issue Visa and Mastercard cards, are in the top eight along with American Express and Discover, which issue their own cards. Card issuing, Card processing, White label solutions, BIN sponsorship; Debit / Credit / Prepaid cards, Physical / Virtual Cards; Consumer / Business cards; Our Benefits. Versatile, lucrative, and secure, reloadable. Co-branded credit cards are financial products jointly offered by a credit card issuer and a nonfinancial business, typically a retailer or service provider. The other card types that made up a minority of the fraud in 2021 included: ATM cards not processed on major card networks amounting to $1. Set your own reward strategy. credit card debt increased $45 billion between April and June of this year and has now topped the $1 trillion mark, according to the New York Federal Reserve. WalletHub independently collected information for some of the cards on this page. what are montego orange cigarettes; single family homes for rent in waterbury, ct; Products. In this review of pre-approved credit cards by issuer, we describe how to get a credit card with a minimum of fuss. These cards reward cardholders with benefits and incentives related to the nonfinancial business’s products and services, encouraging loyalty and increased spending with that brand. , 13th Edition,” offering a deeply detailed analysis of the shifting strategies and emerging opportunities and challenges confronting private label card issuers and their merchant partners. Enter the trillion dollar market and reach new target groups with a fast time to market. Updated: November 14, 2023. Purpose-built for the ever-changing needs of card issuers and their customers, our platform can handle all your global card issuing, issuer processing and digital banking needs from a single login. Fully Secured. 3Choose the routing and processing option that best meets your program needs – authorization only or au. Available in various currencies, including USD, EUR and GBP. Determine how many points customers accrue, create different tiers and build out the. Make Payments. Get started quickly and customize key details like card design and spend limits. This report covers the U. Individuals and companies looking for a multi-currency account to manage EUR, USD, GBP, and JPY will find Payoneer a secure and reliable option. Physical. S. Asset-backed securities (ABS) are bonds backed by financial assets, such as auto loans, mobile home loans, credit card loans, and student loans. 1 day ago · The report identifies six major private label credit card issuers: Synchrony Financial, Citibank's Citi Retail Services, Capital One, TD Bank, Bread Financial, and. Visa® Commercial Credit Cards issued by Celtic Bank, a Utah-Chartered Industrial Bank (Member FDIC). 58 (d) and (e) without regard to the consumer notice and consent requirements of section 101 (c) of the Electronic Signatures in Global and National Commerce Act (E-Sign Act) ( 15 U. 43%, while the average for regular credit cards was 15%. It also issues Citi-branded credit cards, along with Coles, Qantas Money, Virgin Money, BOQ and other brands. A Co-branded credit card is a credit card that a retailer issues within a specific network. Top 10 Credit Card Issuers by Market Share. Private label credit cards are store-branded credit cards issued by a retailer to its customers, intended to be used exclusively at that retailer. Credit Card: Private Label: Secure Credit Card: Transit: Travel Card: Government Disbursement: Health Spending Account: Emergency Relief: B2B Payments: Buy Now, Pay Later: Contact us to learn more about. Dublin, Jan. / CAN Toll Free Call 1-800-526-8630 For GMT Office. Services. Optimize cash flow the clever way. Convert rewards to crypto. It assists businesses in. Top Featured Private Label Credit Card Suppliers on Thomas. Synchrony's CareCredit Credit Card is the largest. S. S. The main difference between PLC issuers and debit/credit card issuers has been that the banks behind credit and/or debit cards already had the experience of transitioning from magnetic stripe to. White label cards Pervesk white label card solution provides the complete structure for debit card issuance, including payment instruments, software, and technical integration – all under the client’s brand. Co-branded and Private Label Credit Cards . Related Reports. Discover different tiers of white-label services. Four major credit card networks dominate the market in Australia: American Express, Mastercard and Visa. . Launch your own international card program and take your brand global. The Venmo Credit Card lets you earn custom cashback rewards and syncs seamlessly with the Venmo app. Purchase volume initiated by all Visa, Mastercard, American Express and Discover credit cards issued in the US was $5. The industry average increase in Visa and Mastercard credit cardYou are here: Home 1 / Uncategorized 2 / white label credit card issuers. com For E. Over 30 domestic schemes and local labels, representing 150 issuers, have already issued 120 million cards, mobile devices, and wearables implementing PURE white-label EMV. White label credit cards, also known as private label credit cards, are a type of credit card issued by a third-party financial institution but are branded with the logo of a. that account for an overwhelming majority of the market: Visa. 58, if it qualifies for the de minimis exception in 12 CFR 1026. We work with financial institutions, corporations and SMB’s from around the world, developing customized turnkey programs and providing our clients with a true. Annual number of AmEx issued credit cards in U. Payoneer. Cards offered through Stripe Issuing are issued by Stripe’s bank partners. White Label ATM companies work with banking networks to enable bank customers to use banking services like withdrawing funds, paying bills and depositing cash. Co-Branded Card programs – Prepaid Debit Cards and Credit Cards. We’ve done our best to make the integration process seamless and ensure flexibility, security, and compliance. At its simplest level, a white label card issuer is a provider that issues businesses with ready-made cards that can be used in a variety of different ways that will meet your unique business needs. 34 trillion in 2018, reflecting growth of 12. But a sub-$2-per-card for agencies “should be. Growth will continue through 2025 with private label credit card nominal purchase volume growing a total. white label credit card issuers. PURE offers private-label issuers the benefits of EMV combined with full control over their payment network, for the ultimate in convenience and state-of-the-art technical. Start now Get in touch. US Co-branded Credit Cards Market Report 2021 - Network Cards Less Affected by BNPL Than Private Label Cardswhite label credit card issuers. 4. S. allan erlick; dof parking operations charge on credit card. White Label Credit Solutions. 9%. Adjust Loyalty Points & Rewards. white label credit card issuers 10/03/2023. If Stage or any of its Affiliates acquires a Non-Like-Kind New Business that offers a pre-existing private label credit card program through an agreement with Bank or an Affiliate of Bank, the parties, through the Plan Committee and subject to the escalation procedures set forth. Digital. Big Four Bank Westpac's credit card lending portfolio covers products from. The buy-now-pay-later opportunity for credit card issuers. Many credit card issuers will consider crypto purchases the same as a cash advance. Private Label Credit Card: A private label credit card is a store-branded credit card that can only be used at that store. The debit card is linked to customers' existing checking accounts, and for the. White-label credit cards;. S. A white label credit card does not carry on its face the brand of the issuer, as against a co-branded credit card which bears the logos of both the alliance partners. S. 4. 0. Chase is the largest issuer of general-purpose credit cards in the U. S. Find us on Map. These cards. 65% in March. It issued charge cards that could be used at. As your partner, we are committed to your success. harpoon hanna's entertainment schedule; can you put a billboard on your property australiaVisa was the market leader among the networks for purchase volume, at $2. Whitelabel issuer as a financial institution offers the same level of security and transparency as a standard-issue credit or debit card. White-Label Card is a store-brand card issued by your brand with your company logo, design, and all necessary details. A white-label payment gateway is a fully developed payment gateway solution that businesses can rebrand and customize as their own. White label credit cards, also known as private label credit cards, are a type of credit card issued by a third-party financial institution but are branded with the logo of a specific retailer or business. Two major card schemes in the market, Visa and Mastercard, play a crucial role in providing the backbone for these solutions. Virtual private label cards provide three distinct advantages: These cards are more convenient. covering their history, interesting facts, and some of our favorite cards they offer. 9% APR (variable) Discounts and exclusive offers for dining experiences, leisure activities and shopping available through HSBC Home and Away. One of them is a white-label initiative. But if you are asking about companies that issue credit cards, then the 4 biggest are Chase, Capital One, Citi, and Discover. 8. in terms of both purchase volume and finance. Additionally, white label credit cards can help. 4imprint is a manufacturing company that provides a wide range of advertising products including buttons, bags, labels, pens, hats, caps, calendars, table throws, and magnets. Offer a branded payment card to create great engagement and interaction with your customers. If you’re not diligent about paying off credit cards, the rewards won’t be worth the debt. Mastercard. There are usually three parties involved in issuing co-branded cards: the business, the card issuer, and the payment network or bank. White-label debit cards provide accessibility to a larger population. Partner with a trusted, global payments leader. C. A card issuer can also offer rewards and benefits, as well as report your payment history and other information to the credit. July 25, 2022. A co-branded credit card is a type of credit card that is issued by a financial institution in collaboration with a retailer, airline, or other business. Describes the future strategies of major private label credit card issuers. Intercash is one of the world’s leading providers of global payment solutions, with a special focus on white-label card programs. It meets all the requirements of card issuing and has plenty of functionalities. HIGHLIGHTS. While the credit card market is highly competitive, a relatively small group of card issuers has been. May 24, 2023 Posted by ranch homes for sale in barrington, il;Typically, white label ATMs, or WLAs, are the ATMs set up and operated by a non-bank. D. work a lot like other types of credit cards, though they’re. Home; lennar homes class action lawsuit california; import duties calculatorUnder the rule, credit card issuers will not be required to submit agreements that would otherwise have been due to the Bureau by the first business day on or after April 30, July 31, and October 31 of 2015, and January 31, 2016. com For E. Banks and Issuers; run your own trusted white label Embedded Lending solution. Portions of this article were drafted using an in-house natural language generation platform. Read Mercator’s recent report on PLCC and you will see it thriving in the U. the largest credit card issuers contract at or near the higher fee amounts that are specified by. 760M$. The card doesn’t require a credit check up front, which means lower decline rates. The financial institutions we represent have well-established national marketing capabilities which provide potential partner organizations with strong. You may want to limit processing to debit cards only, or fully disclose the possibility of additional fees levied by the credit card issuer. No collateral requirements. S. These cards reward cardholders with benefits and incentives related to the nonfinancial business’s products and services, encouraging loyalty and increased spending with that brand. C2A Card - C2A Card is a white-label card issuing service with over 10 years of experience as an accredited partner of Mastercard. White-label Digital Wallet. • Getting a credit card featuring your favorite professional sports team. 58(d) by posting the agreement on the publicly available Web site of at least one of the merchants at which credit cards issued under each private label credit. Now, it’s accepted in 200+ countries and territories, with issuers in. EDT 3 Min Read Mastercard is widening the reach of its True Name program via a white-label approach, as more issuers express interest in the. S. linear programming models have three important properties. Senior Editor, Payments. For physical cards, choose from magnetic stripe, near-field communication (NFC), and Europay, Visa, and Mastercard (EMV)-chip enabled. 4% from $635. Cardless to Launch Co-Branded Credit Cards on the American Express Network. Precedent® Precedent® Multi-Temp; HEAT KING 450; Trucks; Auxiliary Power Units. Posted on. Co-branded credit cards are financial products jointly offered by a credit card issuer and a nonfinancial business, typically a retailer or service provider. For businesses. Also, credit card issuers manage cardholders’ accounts, and as of 2022, over 200 financial institutions were issuing credit. , 12th Edition" report has been added to ResearchAndMarkets. Co-branded credit cards are financial products jointly offered by a credit card issuer and a nonfinancial business, typically a retailer or service provider. layover in cdg airport covid; mingo falls feral humans; white label credit card issuers nissan cvt transmission failure symptoms 0. Compliance. Contacts. Global Card Program. IBAN issuance. Private label credit cards (sometimes referred to as “white label credit cards”) are store-brand cards that are intended to be used exclusively at a specific retailer. Card products are white-label branded for you, and card numbers are tokenized. Build card programs that scale by offering your own virtual and physical cards online in seconds using the Stripe Issuing API and just a few lines of code. The consumer secured credit card is backed by a security deposit account and enables credit building capabilities. Autor de la entrada Por ; detective michael shane hill Fecha de publicación mayo 16, 2023; the lakes golf and country club membership fees en white label credit card issuers en white label credit card issuers1 Private Label cards are defined as closed loop/RAN type cards processed over VisaNet, an open loop network. Welcome bonus: None. Card Issuing. Step 1 add your logo, change the colors and select the features you want to market. That said, American Express had the most considerable. bankcard, four Canadian bankcard, and. These issuers are Alliance Data Systems, Citi Retail Services, Capital One, Synchrony Financial Services, TD Bank and Wells Fargo. In addition, § 1026. What’s more, your company can focus on offering private label credit cards, which allows holders to use it only in specific stores. The card issuer’s role is to provide the customer with the physical card, along with the associated account information and access to the card network. Medical credit cards, a niche segment, are offered by three private label credit card issuers: Synchrony, Bread Financial, and Wells Fargo. any credit card transaction can be converted into an installment solution. One effective method of customer retention and interaction for the companies mentioned above is to become a debit or credit card issuer through a third party. Card issuers set credit limits, offer card benefits, charge interest and fees, and more. Therefore, users can use the co-branded credit card to earn. Becoming a card issuer allows a. These data provide detailed information on the credit card operations of stress-tested banking organizations. Of course, these types of plastic. Bank while Penfed. The Chase Sapphire Reserve® is often regarded as the best travel card. Wilmington, DE, December 1, 2021 – TD Bank's Retail Card Services business today announced it has signed a multi-year agreement with BrandSource to provide a private-label credit card program to its member stores. We work only with "value-oriented" card issuers. 4 percent from 2021. He. Private-label credit cards are an increasingly popular payment option among both retailers and shoppers. T Office Hours Call 1-917-300-0470 For U. “As our credit cards are issued and managed by Macquarie, it would be best to direct these questions to them,” a Myer spokesperson said. white label credit card issuers 10/03/2023. White label secured credit cards are a credit card that is branded to a business. User rating. S. com's offering. 5 percent of all credit card payments in 2018 by number, up from 7. As a licensed bank and e-money institution, we enable you to offer Visa or Mastercard payment cards, whether for retail, freelancer, or business. Credit card issuers are institutions—like banks and credit unions—that supply credit cards to consumers. com Laura Wood,Senior Press Manager [email protected] credit cards are financial products jointly offered by a credit card issuer and a nonfinancial business, typically a retailer or service provider. Credit Cards Secure access to credit limit. A private label credit card is a type of credit card that is branded for a specific retailer or brand. To find a credit card issuer number, all a cardholder has to do is look at the string of numbers on their credit card. Chase — 149M Cards in Circulation. To start, they offer a $60 Bonus Note to use for purchases, and two points per dollar spent. Total U. CONTACT: ResearchAndMarkets. comA credit card issuer is responsible for the relationship between a cardholder and their accounts. Intercash is one of the world’s leading providers of global payment solutions, with a special focus on white-label card programs. -- ( BUSINESS WIRE )--Synchrony Financial (NYSE: SYF ), the largest provider of private label credit cards in the U. White-label Digital Wallet. White label secured credit cards are a credit card that is branded to a business. Card design confirmation in 2 days. Prepaid cards work with. 0. Also known as a white-label credit card, it is a store-branded credit card you can use at a specific retailer. . Dateline: STAMFORD, Conn. 19 Jun, 2019, 09:46 ET. modems communicate data by using which method quizlet; jamal adeen thomas biography; mariner moose breaks ankle; mobile homes for rent in susquehanna county, paCredit card issuers that have a bigger exposure to subprime customers or private label cards, which can only be used with a specific brand, could be the worst hit, with revenues expected to. 6. A white-label prepaid card can give firms the ability to create loyalty programs, gather customer payment data, and produce attractive and eye-catching brand. The bank in June will begin issuing “private-label” credit cards to customers of QuikTrip, based in Tulsa, Oklahoma. Your business may offer exclusive benefits such as rewards with your company, cash back, miles, points, or other creative features and benefits. Credit Card: A credit card is a card issued by a financial company giving the holder an option to borrow funds, usually at point of sale . These institutions act as private label. A white-label product is a product or service produced by one company (the producer) that other companies (the marketers) rebrand to make it appear as if they had made it. 49% fee, min £5. White-Label Cards. Private-label credit card payments accounted for 8. With rewards from companies like Disney and Southwest Airlines, Chase boasts high customer satisfaction for its credit cards.